14
Jan
2021
List of All Local Payment Gateways in Sri Lanka
Top 10 Payment Gateway You Should Choose For Your
E-Commerce Store in Sri Lanka?
1. Setup Fee (LKR)
| Payment Gateway | Setup Fee (LKR) |
| Sampath | 15,000 |
| Seylan | 20,000 |
| Commercial | 15,000 |
| HNB | 15,000-25,000 |
| PayHere | None |
| WEBXPAY | 15,000 |
| 2Checkout | None |
| BitPay | none |
| Genie | none |
| mCash | none |
2. Recurring fee (LKR/annum)
| Payment Gateway | Recurring fee (LKR/annum) |
| Sampath | 75,000 |
| Seylan | 30,000 |
| Commercial | 36,000 |
| HNB | 60,000-108,000 |
| PayHere | 39/transaction (basic) | 35,880 (plus) | 119,880 (premium) |
| WEBXPAY | 21,600 – 47,880 |
| 2Checkout | None (pay as you go model) |
| BitPay | none |
| Genie | none |
| mCash | none |
3. Commission per transaction
| Payment Gateway | Commission per transaction |
| Sampath | 3% – 5% |
| Seylan | 4% |
| Commercial | 2.5 – 3% |
| HNB | 4% |
| PayHere | 3.9%, 2.99% or 2.9% |
| WEBXPAY | 2.5% – 3% upwards |
| 2Checkout | 3.5% + $0.35 | 4.5% + $0.45 | 6.0% + $0.60 |
| BitPay | 1% |
| Genie | 1.50% |
| mCash | 1% |
4. Payment methods accepted
| Payment Gateway | Payment methods accepted |
| Sampath | All local and international Master or Visa Credit & Debit Cards |
| Seylan |
Master, Visa and other cards
|
| Commercial |
all major credit and debit cards.
|
| HNB | international debit, credit, Visa and MasterCard |
| PayHere | Visa, MasterCard, American Express, Discover, Diners Club, Genie, Frimi, eZcash, mCash, Sampath Vishwa |
| WEBXPAY | Visa, MasterCard, American Express, Discover, eZcash, mCash, Virtual Wallet, Sampath Vishwa |
| 2Checkout | Almost all credit and debit cards, internet banking |
| BitPay |
all major credit and debit cards.
|
| Genie | Any VISA/ Mastercard -Credit/ Debit Card, Savings/Current Account, Mobile Money |
| mCash | All major cards, internet banking, mobile sms, wallet |
5. Fraud & Risk management
| Payment Gateway | Fraud & Risk management |
| Sampath | Yes |
| Seylan | Yes |
| Commercial | Advanced |
| HNB | Yes |
| PayHere | Yes |
| WEBXPAY | Yes |
| 2Checkout | Yes |
| BitPay | Yes |
| Genie | Yes |
| mCash | Average |
6. International currencies accepted
| Payment Gateway | International currencies accepted |
| Sampath | USD, LKR, EUR, etc. |
| Seylan |
multi-currency transactions
|
| Commercial |
multi-currency transactions
|
| HNB | LKR, USD, EUR, GBP |
| PayHere | LKR, USD, GBP, EUR, AUD |
| WEBXPAY | All Major Currencies |
| 2Checkout | Over 200 currencies |
| BitPay | 12 Currencies, Cryptocurrency |
| Genie | 12 currencies |
| mCash | LKR, USD, GBP, EUR, AUD, INR |
7. Set up type
| Payment Gateway | Set up type |
| Sampath | Online |
| Seylan | Online |
| Commercial | Online |
| HNB | Online |
| PayHere | Online |
| WEBXPAY | Online |
| 2Checkout | Online |
| BitPay | Online |
| Genie | Online |
| mCash | Online |
8. Onboarding & Approvals time
| Payment Gateway | Onboarding & Approvals time |
| Sampath | 1-2 week |
| Seylan | 4-5 days |
| Commercial | 2-4 days |
| HNB | Less than 1 week |
| PayHere | 1 week |
| WEBXPAY | 2-4 days |
| 2Checkout | 2 days |
| BitPay | 1-2 days |
| Genie | 1 week |
| mCash | 3 days |
9. Recurring Billing
| Payment Gateway | Recurring Billing |
| Sampath | Yes |
| Seylan | Yes |
| Commercial | Yes |
| HNB | Yes |
| PayHere | Yes |
| WEBXPAY | Yes |
| 2Checkout | Yes |
| BitPay | Yes |
| Genie | No |
| mCash | No |
10. Charges on Refunds
| Payment Gateway | Charges on Refunds |
| Sampath | – |
| Seylan | – |
| Commercial | – |
| HNB | – |
| PayHere | No extra charges |
| WEBXPAY | 150 per transaction |
| 2Checkout | No extra charges |
| BitPay | Minor |
| Genie | Minor |
| mCash | No Extra charges |
11. SDK Stacks
| Payment Gateway | SDK Stacks |
| Sampath | PHP4 / PHP5 , ASP / ASP. Net, JSP, JAVA |
| Seylan | – |
| Commercial | Javascript, Mobile for Android and IoS |
| HNB | Java, ASP.net, PHP |
| PayHere | Javascript, Mobile for Android and IoS |
| WEBXPAY | PHP |
| 2Checkout |
Java, Ruby, .net, C#, Python
|
| BitPay | Java, PHP, Node.js, C#.net, Ruby, Python, .net |
| Genie | .net C Sharp, Java, PHP |
| mCash | C#, Python, PHP, Java |
12. Settlement time
| Payment Gateway | Settlement time |
| Sampath | Less than 2 days |
| Seylan | 1 day |
| Commercial | 1 day |
| HNB | 1 day |
| PayHere | 2 days |
| WEBXPAY | 1 Day |
| 2Checkout | 1 Day |
| BitPay | 2 days |
| Genie | Less than 2 days |
| mCash | 2 days |
13. Payouts support
| Payment Gateway | Payouts support |
| Sampath | No |
| Seylan | No |
| Commercial | Yes |
| HNB | No |
| PayHere | Yes |
| WEBXPAY | Yes |
| 2Checkout | Yes |
| BitPay | No |
| Genie | No |
| mCash | No |
14. Split payments
| Payment Gateway | Split payments |
| Sampath | No |
| Seylan | No |
| Commercial | No |
| HNB | No |
| PayHere | Yes |
| WEBXPAY | Yes |
| 2Checkout | Yes |
| BitPay | Only for Cryptocurrency |
| Genie | No |
| mCash | No |
Payment Gateways Supported to Sri Lanka
Local Banking Providers
- Sampath Bank
- Commercial Bank of Ceylon
- Hatton National Bank – HNB
- Nations Trust Bank – NTB Bank, FriMi Gateway
- Seylan Bank The Hongkong
- Shanghai Banking Corporation – HSBC
Mobile Partners
- Dialog eZ Cash Mobile Payment
- Dialog Genie (Authorized payment gateway facilitator)
- Mobitel mCash Mobile Payment Gateway
Third-party Providers
International Providers
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